NEWS AND VIEWS
FREE Rental Advertising for 10 lucky new owners!!
WE ARE CELEBRATING!!
Be one of the first 10 new owners to register your rental property at our new shop and we will give you FREE advertising for a whole year!!
OK, so you´ve tried other agents before without results. We do get results – currently 58% of our available properties are rented out long term and we have booked 28 holiday weeks so far this year. Our rental advertising packages normally cost from 99€ so not only do you save the fee, you also stand to gain from rental income….its a no-brainer!
Contact us now!!!
Or come and see us at 154 Los Dolses Commercial Centre
(next to Supervalu on the La Zenia-Villamartin road)
Premier launches Sell It 4 U service
Yet another new service comes to Premier with the launch of Sell It 4 U. Bring us your good quality unwanted goods and we will sell them on for you. Simples!
We offer a choice of three selling methods or any combination:
- Display in our shop
- Via our e-Bay shop
- In our twice-weekly table-top sales
Your items will be listed and/or displayed for at least 30 days. Already we have a good selection of items in the shop and stock changes daily.
Come and see us soon with those unwanted items or just pop in and browse for bargains ….
The shop is open from 10 til 6 Monday to Thursday and 10 til 5 on Fridays
Premier opens new shop in Los Dolses, Villamartin!!
Fantastic news for us all at Premier with the opening of our new shop in Los Dolses Commerical Centre. Under the banner Ready-2-Rent we have expanded our services to embrace every aspect of property management and rentals with the aim of creating a truly One-Stop-Shop for property owners and renters in the area.
In addition to our core business of keyholding, inspections, rental advertising and management we can now offer:
Professional Laundry service with 2 day turnaround. Or leave it here and collect on your next visit.
Sell It 4 U service – bring us your good quality unwanted items and we will sell them on for you.
Photo Shop Kiosk – print 4×6 photos from your digital camera or transfer to CD
Airconditioning Installation and Repairs
Health and Safety equipment such as smoke alarms, fire extinguishers, patio door stickers and first aid kits
TV and ADSL installations and contracts
Second-hand furniture, electrical and household goods at very reasonable prices
Twice-weekly Table-Top sales
Our Vamp-it-Up service is doing well too with several projects on the go. Look out for new proprties coming onto the market soon!!
Come and visit us at Unit 154, C.C. Los Dolses (next to EJs)
You can find Los Dolses on the road between La Zenia and Villamartin Golf Club, next to Supervalu
SUMMER OPENING HOURS:
Monday to Thursday – 11.30 til 7pm and Fridays – 11.30 til 5.30
Spain finally calls time on smokers
After much will-they, won´t-they speculation the Spanish government finally brought in a smoking ban in all public places. As of January 1st you will not be allowed to light up inside bars, cafes and restaurants or within 100m of schools, hospitals and childrens playgrounds.
Whether this proves to be a help or a hindrance to the already struggling bars remains to be seen. Certainly it´s a big blow for the little Spanish bars and personally I can´t see how they will enforce the ban in some of the remoter areas but thats another story. Here on the Costas, with a huge dependency on the tourist trade it will probably prove to be a blessing. In the UK and Northern Europe the majority of adults don´t smoke and they for sure will welcome the fog-free environment now offered by bars, cafes and especially restaurants.
For the anti-brigade this is great news – there are certainly those who have been put off coming to Spain and those who don´t go out when they are here because of the smoky bars etc. Hopefully now they will return here and try some of the excellent establishments on offer. For those who still want to smoke (and initial studies reveal hardly anyone will be giving it up as a result of the ban) the climate softens the blow, since its warm enough to sit outside for the majority of the year.
For now though we are already seeing huddles of smokers outside the bars without terraces and no-one inside. That will change as time goes on and everyone gets used to the idea. Or will it? The Spanish are an obstinate lot and I´m sure there will be a few rumpuses in the coming months!
Frozen pension in UK? Why not enjoy it now?
Long-forgotten pension funds are coming up trumps for expats who have been resident outside the UK for more than five years. In some cases it has enabled them to stay here in Spain while many of their compatriots are returning to their homelands.
Recently I came across a statement from a company I worked for over 20 years ago. I had long forgotten that when I left the job I had a pension fund that was frozen until I was 60. The statement projected my pension would pay out around 1,200gbp per year. Wow! Hardly life-changing….I had heard rumours that one could access these funds now through a scheme called QROPS so, being a bit skint, I took it to a financial advisor here to see what he could do.
Within a few days he had discovered the fund was now worth a considerable sum (not saying how much but it had 4 noughts on the end!). Even better, because I had been living outside UK for over 5 years, the fund could be taken as a lump sum immediately via a third party pension company. Happy days!! The whole process took about 8 weeks. Since then 3 of our friends now have payments in the pipeline, one of them has dug up three small pensions from days gone by…what a happy bunny he is!
Obviously it isn´t always in your best interests to take it out but at least you have the option. Terry, our (now) friendly advisor, has this to say:
“We often are asked about personal finances but recently UK pensions, often termed frozen pensions, is by far the most frequent enquiry. You cannot open local newspapers without seeing advertisements for transferring pensions overseas. QROPS [pronounced Q Rops] is the buzz word with all manner of claims and benefits.
WHAT IS QROPS?
Her Majesty’s Revenue and Customs [HMRC] allows you to move UK pensions to benefit from International Pensions rules under Qualifying Recognised Overseas Pension Schemes [QROPS]. If you have a UK Pension you can withdraw 100% OF THE FUND UK TAX FREE if you have been non resident for 5 UK tax years
WHICH PENSIONS CAN BENEFIT FROM QROPS?
UK State pensions cannot be transferred into QROPS. Holders of Personal Pensions, however large or small, including pension drawdown and all privately held arrangements will benefit significantly. Occupational Pensions such as Civil Service, NHS and other public and private sector final salary schemes can be transferred but sometimes the existing benefits are too valuable. If you are a holder of such a pension you need to talk to our expert personally who can advise the best course of action for your circumstances.
WHAT IF I DON´T WANT TO CASH IT IN?
In many cases, QROPS can provide many benefits over leaving the pension in the UK. So whether you are 20 years old or beyond pensionable age and you have a UK pension fund, we suggest you review what and where it is held, in order to take advantage of the generous tax savings available via QROPS.
But don’t take any risks. Speak to us and we will give you a full explanation of QROPS and carry out a FREE, NO OBLIGATION ASSESSMENT of your pension arrangement and to ascertain whether QROPS is right for you.”
So… if you think you may have an old UK pension fund lurking in the background or if you need more information on any aspect of QROPS, contact us and we will pass your details on to Terry
